Serious car collisions in Philadelphia do much more than merely disrupt your day-to-day life. Such accidents can result in painful, catastrophic injuries, requiring extensive medical treatment and long-term care.
The stakes are always high in devastating car accidents. Pursuing compensation in such high-stakes cases requires the expertise of an experienced Philadelphia car accident lawyer to help you file an insurance claim or a personal injury lawsuit.
Serious car accidents can prevent victims from returning to their old jobs. Most accident victims may find it impossible to enjoy life in the ways they did before the collision. One can never downplay the significance of hiring a seasoned lawyer immediately after an accident when going after justice. Here are the top reasons why it is essential to hire an attorney after a deadly car wreck.
Accurate Valuation of Your Claim
Severe car accident injuries require extensive medical treatment and rehabilitation. Most car accident victims are unaware of the damages they should claim. Insurance companies may talk them into accepting a lowly settlement offer and sign away rights.
An accomplished automobile accident attorney will consider your past, current, and future medical costs, lost wages, property damage, and other economic and non-economic losses to value your claim accurately to secure fair and just compensation for your injuries and losses.
Proving Your Damages and Injuries
By simply claiming you sustained injuries due to the at-fault party's negligence, you cannot collect compensation. Pennsylvania is a 'Choice No-fault' insurance state. Pennsylvania drivers can choose between "limited tort" (no-fault) and "full tort" (at-fault) coverage.
No-fault insurance coverage will pay compensation regardless of who bears fault for the accident. You cannot sue the at-fault driver unless your injuries meet a certain threshold. No-fault compensation is often insufficient to compensate for severe and catastrophic injuries.
A lawyer can help you understand your insurance policy coverage limits and explore all available avenues to maximize financial recovery. Proving liability is the most challenging aspect of an injury claim. As plaintiffs, accident victims bear the burden of proof to establish liability for their losses and injuries. An accomplished car accident lawyer will investigate every aspect of your accident, gather compelling evidence to build a robust case, and enlist the services of experts from various fields to provide testimony at trial.
Negotiating with Insurance Company Representatives
Your lawyer's negotiation skills often mark the difference between you recovering fair compensation and accepting a low settlement. Securing adequate compensation requires a thorough understanding of the claim process and policy coverage limits.
Experienced Philadelphia personal injury lawyers can help you determine what damages your insurance will cover and what costs you may have to bear.
An attorney can negotiate with insurance claims adjusters, which can be stressful when you are trying to focus on recovering from accident injuries. An experienced auto accident lawyer will negotiate tirelessly to help you recover compensation for medical bills, lost wages, loss of future earning capacity, rehabilitation costs, pain and suffering, mental anguish and emotional distress, and loss of enjoyment of life and companionship.
Litigation Support
Statistics suggest that only a small percentage of car accident cases go to trial.
Filing a lawsuit is expensive, time-consuming, and unpredictable. However, a jury or judge may award much higher compensation.
Pennsylvania laws require strict adherence to procedural rules when filing a personal injury lawsuit. Accident victims in Pennsylvania have two years from the accident date to initiate a personal injury lawsuit.
A car accident lawsuit consists of various complex and lengthy processes. The typical stages in a car accident lawsuit in Pennsylvania include:
- Initial Consultation with an experienced car accident lawyer
- Filing of the complaint
- Response from the Defendant (the at-fault party replies to the complaint)
- Discovery Process that involves Interrogatories, depositions, requests for documents, and witness interviews
- Filing of motions
- Mediation or Arbitration
- Trial
- Verdict
Contact a Philadelphia Car Accident Lawyer
Navigating the legal processes in the aftermath of a car accident involves meeting strict deadlines, filling out paperwork accurately, presenting evidence, and providing information to insurers. A compassionate Philadelphia car accident lawyer understands the physical, financial, and emotional difficulties you may be facing after a car accident.
A seasoned lawyer will investigate the accident and seek the compensation you deserve. The experienced accident lawyers in Philadelphia will help you understand the ramifications of your injuries and also assist you in finding top doctors and rehabilitation facilities near you. Contact an experienced car accident lawyer today to schedule a free case evaluation to learn more about your legal options.
