Car accident claims tend to be multifaceted and emotionally taxing. Making mistakes can drag the entire process further down and negatively impact the outcome of your case. It is essential that you try to avoid the pitfalls most accident victims go through. Here are some key mistakes to steer clear of when filing your claim.
Waiting Too Long to File Your Claim
Since every state has its own statute of limitations for claims pertaining to personal injury, there is a time limit that you will need to abide by when filing a lawsuit. There is a risk of your claim being dismissed if you exceed that limit. Make sure to get in touch with a New York City car accident lawyer at the earliest so you have some time to work with. Starting as early as possible always helps you cut down on any delays later on in the process.
Agreeing to the First Settlement Offer
After an accident, many insurance companies are ready and waiting to offer a settlement. In most cases, the first offers are much less than what you deserve. If you accept the initial proffered amount, it can leave you with insufficient refunds, especially if your injuries are long-term. This is where a car accident lawyer comes in to help you determine if the offered amount is worth your medical bills, missed work, and suffering.
Failing to Gather Evidence
Anything lacking solid proof backing them cannot be substantiated, which makes claims nearly impossible to offer value in. A lot of victims of accidents usually forget to collect sufficient information such as photographs, witness statements, or even a police report. A combination of these is vital to laying out the proof of blame and showing the amount that needs to be compensated for the injuries.
Underestimating the Full Extent of Injuries
It is not unusual for victims of accidents to want to take their injuries at face value, particularly when it does not look too severe. Certain injuries have the ability to become more dangerous as time passes. Not treating an injury in a timely manner or not acknowledging how serious it actually is will undeniably damage the amount you can claim. Always scope out the area and remember to always seek help from a doctor matched with solid medical history documentation.
Negotiating with Insurance Adjusters in the Absence of an Attorney
Claims adjusters are trained to reduce payments, so speaking with them directly is almost guaranteed to help them hurt your case. An attorney will make certain that there are no communications with the insurance agency that may put your interests at risk.
Need Legal Help? Contact a Lawyer
Knowing what to avoid can ensure a higher success rate when filing car accident claims. To receive the compensation you are entitled to, it is important that you move fast, collect the necessary information, and consult with a lawyer prior to making any decisions.
