Spending more than required? Having difficulty managing your daily expenditure? Well try these awesome IOS apps which will help you keep your budget in check:
Mint Bills & Money:
Mint Bills & Money is an award winning finance app which help you to keep your bills in check. This app will let you know when your bills are getting overdue. The Mint app will also help you pay your bills directly by linking your bank account.
Basically this app keeps tracks of all your bills and their due date. If your bills are due then you will be notified via messages, emails and notifications. To pay the bills you have to link your bank account. With just one click your bills will be paid. But if you pay through your credit or debit card then you will be charged a bit.
You may be thinking about the risk of linking your bank account, well this app is monitored by security professionals like MacAfee, TRUSTe etc Hacker Safe and Verisign and also contains 128-bit encryption. In case you lose your phone the app will delete all your account information.
Price: Free
Budget:
The other app that will help you manage your finance better is "Budget". This app helps you to keep a track of your monthly expenses. With this app you can save money by limiting your daily expenses.
First you have to enter your monthly budget and fill the different categories like rent, gas, groceries etc. The app will calculate everything and let you know the amount you have for your daily expense. With this app you can increase your savings by reducing your daily expenses.
This app also includes a travel mode you can use if you are travelling. The app will automatically take care of all the conversions and help you keep track of your expenses.
Price: $1.99
Acrons:
Saving and investing is the best thing to do if you have money in hand. But nowadays due to tempting offers we tend to spend all our money. The Acrons app will help you achieve both. It collects your spare change after your daily shopping and invests it.
Firstly you have to link your credit and debit card with Acrons. It will combine the loose changes left after your daily expenditure and then invests it keeping in mind the market risk and daily fluctuations. Your bank account details are confidential and are not disclosed.
This app is free to download but Acrons charges $1 if your account in under $5000 and 0.25% of the available balance per year if your account is more than $5000.
Price: Free to download
