Paying more than required? Well you are and you dont even know it. Check out the apps listed below to know where you are spending extra and how to stop it:
Mint
At present Mint is the most popular budgeting app. The app allows users to link their bank accounts and credit/debit cards. It connects all the accounts in one centralized place and also displays your total financial data. With Mint there is no need for you to manage a checkbook.
Mint also keep a track of your bill and updates you when they get due. There are several categories designed to manage your budget like rent, gas, food etc. So you can save some buck which would have gone in paying penalties. You also get a monthly email explaining to you your expenditures and suggesting ways to increase your savings.
What's more, in case you lose your mobile you can directly disable the app online.
Price: free
Red Laser
According to one survey, people spend 2% of their budget paying extra for the items they purchased. While shopping you can notice that some stores charge more for a product than the others.
The Red Laser app helps you scan the barcode available behind every product. With this app you get to know the exact price of the product before you purchase it.
The Red Laser app also helps your keep track of your favourite product or deals. It also notifies you about the current deal available at local retailers and helps you to compare the cost.
So with the help of this app you can save up to 2% of your monthly budget.
Price: free
IOU Debt Manager
Human lose 3% of their budget by lending money and forgetting about collecting it back for e.g. Lending someone money for lunch or taxi fare. People tend to forget about the lent money due to its small nature. But according to the famous saying "many little drops fill the mighty ocean", these small loans also matter a lot and certainly add up over time.
With the help of IOU Debt Manager you can keep a track of given out loans. This app also helps you keep a track of money borrowed by you. This app is not just about money but you can also keep a tab of other things like story books, CDs etc.
Price: free
